Benefits

Lower Cost of Capital

Senior debt usually has the lowest interest rates compared to junior credit facilities and equity financing.

Capital Conservation

Allows firms to sustain and grow operations without diluting ownership.

Operational Flexibility

Often less restrictive than alternative forms of credit.

Use Cases for ROI and Portfolio Growth

A senior credit facility enables the holder to:

Underwrite New Loans

Efficiently scale your loan portfolio.

Refinance Existing High-Cost Debt

Lower your overall cost of capital.

Fund Capital Expenditure

Invest in infrastructure, technology, or market expansion.

Industry Trends

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Covenant-lite Loans

An increasing trend towards less restrictive covenants.

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ESG Criteria

Lenders are increasingly considering ESG (Environmental, Social, and Governance) metrics.

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Digitalization

The adoption of FinTech to streamline the lending process.

FAQ

Is Cirrus for all companies?

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How much will a capital raise cost me?

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How do I know my information is safe?

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