Solutions
CASH FLOW-BASED
Unsecured Term Loan
Get capital without pledging collateral
Revolving Line of Credit
Access funds when you need them
Revenue-Based Investing
Growth capital repaid as you earn
Working Capital Advance
Bridge short-term funding gaps
Delayed-Draw Term Loan Facility
Tap into pre-approved funds as needed
asset-based lending
Asset-Based Revolving Facility
Credit secured by invoices and receivables
Inventory Financing Facility
Finance your future inventory runs
Invoice Factoring Facility
Credit secured by receivables or assets
PO & Production Finance
Fund large orders before fulfillment
Equipment Financing
Finance or lease essential equipment
venture debt & esoteric
Venture & Growth Debt
Non-dilutive funding for high-growth companies
IP & Patent Lending
Financing backed by intellectual property
Lender Financing
Credit solutions for specialty lenders
Storied Credit
Flexible funding for complex cases
Explore by:
Instrument Type
Industry
Business Size
Learn More
Our Process
Recent Transactions:
$
1.25
M
Term Loan
$
50
M
Senior Credit Facility
$
5
M
Delayed-Draw Term Loan Facility
$
40
M
Asset-Based Term Loan
$
3.8
M
Venture Debt
$
1.25
M
Term Loan
$
50
M
Senior Credit Facility
$
5
M
Delayed-Draw Term Loan Facility
$
40
M
Asset-Based Term Loan
$
3.8
M
Venture Debt
Who We Finance
Typical business stages
High Growth
Scaling businesses with strong revenue momentum and expansion plans
Lower-Middle Market
Established businesses generating between $5M - $50M+ in revenue
Transitioning or Distressed
Companies navigating operational shifts, restructuring, or financial challenges
common use cases of capital
Working Capital Constrained
Financing to smooth cash flow gaps and fund day-to-day operations
Expedited Credit Needs
Fast access to capital for businesses with urgent finding timelines
Capital for Acquisitions
Structured financing for M&A, roll-ups, and strategic buyouts
"sweet spot" industries
Consumer Goods & eCommerce
Technology & SaaS
B2B Products & Services
Construction
Recent Transactions
$
4
M
Delayed-Draw Term Loan Facility
Recreational Sports
$
600
K
Term Loan
Beauty
$
9
M
Asset-Based Revolver
Facilities Management
$
2.5
M
Bridge Term Loan
Spatial Data & Modeling
$
2
M
Asset-Based Revolver
Building Supplier
$
800
K
Term Loan
Pharmacy Network
$
5
M
Asset-Based Revolver
Apparel & Promotions
Explore All
Company
Our Mission
Cirrus advances global innovation through creative financing; how can we be a thought partner in your continued success story?
Our Process
Expedient, yet thorough. Transparent, yet secure. Find out how we've helped facilitate over $1.3B in successful credit transactions.
Careers
Discover our exciting careers and opportunities. We're seeking those as passionate as we are to build the future of business credit.
Contact Us
Meet the Team
Working hard to drive the best possible outcomes for our valued clients, partners, and credit investors.
Making an Impact Together
We're pledging 1% of our profits to fight human trafficking. Learn more about the organizations we support and how we can work together to make a difference!
Knowledge
explore our resources
Business Financing Guides
Explore step-by-step guides on funding strategies and qualifications
Industry-Sepcific Financing Strategies
Funding solutions tailored for SaaS, eCommerce, B2B, and more
Compare Financing Options
Side-by-side comparison of lending models to find the right fit
Growth & Strategy Insights
Expert advice on scaling, financial planning, and market positioning
Lending & Market Trends
Stay ahead with the latest finance trends and investment strategies
Browse All
Financing Guides
How Hard Is It to Get a Business Loan?
What You Need to Know about Financing Your Business with Poor Credit
How Equipment Finance Works: A Complete Overview
Strategy Insights
What Is Growth Capital? Boosting Your Business Success
Unlocking the Potential of Business Lines of Credit for Growth
Why Venture Capitalists Favor AI Companies
Altitude is the #1 newsletter for founders, operators, dealmakers, and capital allocators aiming to reach their highest potential. Read alongside 3,100+ founders and professionals every other week.

    Recent Transactions:
    $
    1.25
    M
    Term Loan
    $
    50
    M
    Senior Credit Facility
    $
    5
    M
    Delayed-Draw Term Loan Facility
    $
    40
    M
    Asset-Based Term Loan
    $
    3.8
    M
    Venture Debt
    $
    1.25
    M
    Term Loan
    $
    50
    M
    Senior Credit Facility
    $
    5
    M
    Delayed-Draw Term Loan Facility
    $
    40
    M
    Asset-Based Term Loan
    $
    3.8
    M
    Venture Debt
    Get Started
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    Home

    Articles

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    Cirrus is the strategic capital advisor for the Dreamers, Doers, Creators, Innovators, Builders, and Founders... because when you don't realize what you can't do, you can do some pretty cool stuff.

    Let's do some cool stuff together.

    Miami

    miami

    1110 Brickell Avenue, Suite 430
    Miami, FL 33131

    New York

    new york

    276 Fifth Avenue, 7th Floor
    New York, NY 10001

    Bogota

    bogota

    Calle 81 #11-08
    Bogotá, Colombia

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